@charset "UTF-8";
.hero{position:relative;isolation:isolate}.hero:before{content:"";position:absolute;inset:-25% -10% 10% 35%;z-index:-1;pointer-events:none;background:radial-gradient(ellipse,#2458f51a,transparent 67%);animation:hero-light 14s ease-in-out infinite alternate}.hero-art{isolation:isolate}.hero-orbit{position:absolute;inset:-18px -20px 38px 0;border:1px solid #87a9ff26;border-radius:50% 50% 45% 45%;transform:rotate(-17deg);animation:hero-orbit 16s ease-in-out infinite alternate;pointer-events:none;z-index:-1}.hero-arch:before{animation:hero-ribbon 12s ease-in-out infinite alternate}.theo{animation:theo-float 7s ease-in-out infinite}.motion-toggle{position:absolute;right:28px;top:35px;z-index:6;border:1px solid #87a9ff33;border-radius:100px;padding:7px 12px;background:#101827dc;color:#c1d2f5;font:500 11px "Segoe UI",Arial,sans-serif;backdrop-filter:blur(6px)}.motion-toggle:hover{background:#1b2b47;color:#fff}.motion-paused .hero:before,.motion-paused .hero-orbit,.motion-paused .hero-arch:before,.motion-paused .theo{animation-play-state:paused}.no-fee-notice{color:#dce7ff!important;background:#142449;border-left:3px solid #5880ff;padding:16px 18px;border-radius:0 8px 8px 0;margin-bottom:20px!important;font-size:.82rem!important;line-height:1.65}.official-notice{position:fixed;right:24px;bottom:24px;z-index:100;max-width:440px;width:calc(100% - 40px);padding:27px 26px 22px;background:#101827;border:1px solid #45629c;border-radius:18px;box-shadow:0 20px 70px #0009;color:#f5f7fc}.official-notice h2{font-size:1.36rem;line-height:1.25;letter-spacing:-.02em;padding-right:22px;margin-bottom:13px}.official-notice p{font-size:.83rem;line-height:1.7;color:#b9c6dd}.official-notice ul{list-style:none;padding:0;margin:15px 0;display:grid;gap:8px;font-size:.86rem}.official-notice a{color:#a9c2ff;text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.official-notice strong{display:block;font-size:.83rem;line-height:1.6;color:#edf3ff}.official-notice .official-notice-timer{font-size:.69rem;margin-top:14px;color:#9aabc7}.official-notice-close{position:absolute;right:12px;top:10px;width:32px;height:32px;border:0;border-radius:50%;background:#21304b;color:#fff;font-size:24px;line-height:1}.official-notice-close:hover{background:#30496f}@keyframes hero-light{from{transform:translate(-3%,-3%);opacity:.6}to{transform:translate(5%,7%);opacity:1}}@keyframes hero-orbit{from{transform:rotate(-17deg) scale(.98)}to{transform:rotate(-7deg) scale(1.02)}}@keyframes hero-ribbon{from{transform:rotate(-24deg)}to{transform:rotate(-15deg)}}@keyframes theo-float{0%,100%{transform:translate(-50%,0)}50%{transform:translate(-50%,-7px)}}@media(max-width:700px){.official-notice{right:20px;bottom:18px;padding:24px 22px 19px}.motion-toggle{right:22px;top:28px}}@media(prefers-reduced-motion:reduce){.hero:before,.hero-orbit,.hero-arch:before,.theo{animation:none!important}.motion-toggle{display:none}}
:root{--blue:#2458f5;--dark:#070b14;--paper:#101827;--support:#a6bfff;--ink:#edf2ff;--muted:#a8b6cd;--line:#25324a;--surface:#101827;--surface-raised:#152136;--accent:#9ab7ff;--control-line:#526582;--radius:22px;--max:1200px;color-scheme:dark;font-family:"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--dark);font-synthesis:none}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}img,svg{max-width:100%;display:block}img{height:auto}h1,h2,h3,p{margin:0}h1,h2,h3{font-weight:650;line-height:1.1;letter-spacing:-.045em}h1{font-size:clamp(2.8rem,5.2vw,4.75rem)}h2{font-size:clamp(2.1rem,3.8vw,3.4rem)}h3{font-size:1.5rem;letter-spacing:-.03em}p{color:var(--muted)}p+p{margin-top:1rem}ul{padding-left:1.25rem}li+li{margin-top:.6rem}::selection{background:#d8e3ff;color:var(--dark)}:focus-visible{outline:3px solid #ffac3e;outline-offset:5px}a:hover{color:var(--blue)}[hidden]{display:none!important}.container{max-width:var(--max);margin:0 auto;width:calc(100% - 80px)}.section{padding:100px 0}.eyebrow{display:flex;align-items:center;gap:10px;color:var(--blue);font-size:.76rem;font-weight:750;letter-spacing:.15em;text-transform:uppercase;margin-bottom:22px}.eyebrow:before{content:"";width:24px;height:2px;background:currentColor}.lead{font-size:1.16rem;line-height:1.75;max-width:600px}.small{font-size:.82rem;line-height:1.6}.icon{width:24px;height:24px;flex-shrink:0;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.btn{display:inline-flex;align-items:center;justify-content:center;gap:15px;min-height:54px;padding:14px 25px;border:1px solid transparent;border-radius:10px;background:var(--blue);color:#fff;font-weight:650;font-size:.92rem;line-height:1.5;transition:background .2s,transform .2s}.btn:hover{background:#1946d4;color:#fff;transform:translateY(-2px)}.btn .icon{width:19px;height:19px}.btn.secondary{background:#fff;border-color:var(--line);color:var(--ink)}.btn.secondary:hover{border-color:var(--blue);color:var(--blue)}.btn.light{background:#fff;color:var(--blue)}.btn.light:hover{background:#eaf0ff}.text-link{display:inline-flex;align-items:center;gap:10px;color:var(--blue);font-size:.93rem;font-weight:650}.text-link .icon{width:18px}.skip{position:fixed;left:20px;top:-100px;z-index:1000;background:var(--dark);color:white;padding:12px 20px}.skip:focus{top:15px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid #edf0f7}.header-inner{height:88px;display:flex;align-items:center;gap:40px}.brand{width:188px;display:block;flex-shrink:0}.brand img{width:100%;height:49px;object-fit:contain}.navigation{display:flex;align-items:center;justify-content:flex-end;gap:30px;margin-left:auto;font-size:.86rem;font-weight:600}.navigation .nav-cta{margin-left:5px;min-height:44px;padding:10px 19px;font-size:.84rem}.navigation a[aria-current=page]{color:var(--blue)}.menu-button{display:none;margin-left:auto;background:transparent;border:0;padding:10px;color:var(--dark)}.hero{padding:72px 0 0;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.02fr 1fr;gap:40px;align-items:center}.hero-copy{padding-bottom:60px;position:relative;z-index:2}.hero h1 span{color:var(--blue)}.hero-copy .lead{margin-top:25px;max-width:500px;font-size:1.08rem}.hero-actions{display:flex;align-items:center;gap:26px;margin-top:32px}.hero-copy .micro{display:flex;align-items:center;gap:8px;margin-top:23px;color:var(--muted);font-size:.76rem}.micro .icon{width:15px;height:15px;color:var(--blue)}.hero-art{height:568px;position:relative;align-self:end;margin-left:5px}.hero-arch{position:absolute;inset:15px 15px 0 12px;background:#eaf0ff;border-radius:240px 240px 18px 18px;overflow:hidden;border:1px solid #dae4ff}.hero-arch:before{content:"";position:absolute;inset:52px -160px -230px 70px;border:80px solid #2458f5;border-radius:50%;transform:rotate(-24deg)}.hero-arch:after{content:"";position:absolute;inset:120px -185px -230px 145px;border:1px solid #ffffff85;border-radius:50%}.theo{position:absolute;width:430px;max-width:90%;height:550px;object-fit:contain;object-position:bottom;bottom:0;left:50%;transform:translateX(-50%)}.art-note{position:absolute;z-index:3;bottom:38px;left:-13px;background:#fff;border-radius:14px;padding:17px 23px;box-shadow:0 14px 35px #0b1b4d12;border:1px solid #edf0f9;display:flex;gap:14px;align-items:center}.art-note .icon-wrap{border-radius:50%;background:#eef3ff;padding:12px;color:var(--blue)}.art-note strong{font-size:.88rem;display:block;font-weight:650}.art-note p{font-size:.73rem;margin-top:2px}.theo-label{position:absolute;bottom:6px;right:24px;font-size:.58rem;color:#c9d8ff;z-index:4}.hero-tail{border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(3,1fr);padding:25px 0;gap:20px;position:relative;background:white}.benefit{display:flex;gap:13px;align-items:center;font-size:.86rem;color:var(--muted)}.benefit .icon{color:var(--blue);width:22px}.benefit strong{font-weight:600;color:var(--ink)}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:50px;margin-bottom:48px}.section-heading h2{max-width:630px}.section-heading>p{max-width:350px;font-size:.97rem}.products{background:var(--paper)}.product-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #d4ddeb}.product-item{padding:35px 35px 35px 0;border-bottom:1px solid #d4ddeb;display:grid;grid-template-columns:50px 1fr;gap:22px}.product-item:nth-child(even){padding-left:35px;border-left:1px solid #d4ddeb}.product-item .product-symbol{width:49px;height:49px;background:#e7edff;color:var(--blue);border-radius:13px;display:grid;place-items:center}.product-item h3{font-size:1.55rem;margin:3px 0 12px}.product-item p{font-size:.92rem;max-width:420px;min-height:54px}.product-item .text-link{margin-top:21px}.product-kicker{font-size:.67rem;color:#66738d;letter-spacing:.12em;text-transform:uppercase;display:block;margin-bottom:8px}.calculator-section{background:var(--dark);color:var(--paper);position:relative;overflow:hidden}.calculator-section:before{content:"";position:absolute;width:700px;height:700px;border:1px solid #1d2942;border-radius:50%;left:-400px;bottom:-400px}.calculator-layout{display:grid;grid-template-columns:.82fr 1fr;gap:100px;align-items:start;position:relative}.calculator-intro .eyebrow{color:var(--support)}.calculator-intro h2{max-width:400px}.calculator-intro p{color:#aebbd3;margin-top:24px;max-width:395px}.calculator-intro .privacy-note{display:flex;align-items:flex-start;gap:13px;font-size:.8rem;margin-top:32px;max-width:350px;color:#bac9e5}.privacy-note .icon{width:20px;color:var(--support);margin-top:3px}.calculator-card{background:#fff;color:var(--dark);padding:33px;border-radius:var(--radius)}.calculator-card h3{font-size:1.4rem;letter-spacing:-.03em;margin-bottom:5px}.calculator-card .form-intro{font-size:.81rem;margin-bottom:24px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:19px}.field.full{grid-column:1/-1}.field label{font-size:.77rem;font-weight:650;display:block;margin-bottom:7px;letter-spacing:.01em}.field input,.field select{width:100%;min-height:49px;border:1px solid #ced6e6;border-radius:8px;background:#fff;color:var(--ink);padding:10px 13px;font-size:.93rem}.field input[readonly]{background:#f1f4fa;color:#465673}.field input[aria-invalid=true]{border-color:#b42318}.field .hint{display:block;color:#66738a;font-size:.69rem;line-height:1.5;margin-top:6px}.form-submit{margin-top:24px;width:100%}.calculator-card .calc-notice{font-size:.72rem;margin-top:13px;line-height:1.6}.error{color:#a92e25;font-size:.8rem;margin-top:14px;font-weight:600}.result{margin-top:23px;padding-top:22px;border-top:1px solid var(--line)}.result .result-label{font-size:.79rem;color:var(--muted)}.result output{font-size:2.7rem;letter-spacing:-.05em;display:block;color:var(--blue);font-weight:650;line-height:1.25;margin:3px 0 12px}.result dl{margin:0;font-size:.79rem}.result dl>div{display:flex;justify-content:space-between;gap:15px;padding:6px 0}.result dt{color:var(--muted)}.result dd{margin:0;font-weight:600;text-align:right}.result .result-warning{background:#f0f4ff;padding:13px;margin-top:15px;border-radius:8px;font-size:.73rem;color:#314773}.calculator-method{margin-top:19px;font-size:.75rem}.calculator-method summary{cursor:pointer;color:var(--muted);font-weight:600}.calculator-method p{margin-top:12px}.calculator-method a{color:var(--blue);text-decoration:underline}.process-layout{display:grid;grid-template-columns:1fr 1.2fr;gap:90px}.process-intro p{margin-top:24px;max-width:360px}.steps{list-style:none;counter-reset:steps;margin:0;padding:0}.steps li{display:grid;grid-template-columns:50px 1fr;gap:18px;padding:0 0 26px;border-bottom:1px solid var(--line);margin:0 0 26px}.steps li:last-child{margin-bottom:0}.steps li:before{counter-increment:steps;content:"0"counter(steps);font-size:.8rem;color:var(--blue);font-weight:650;line-height:1.8}.steps h3{font-size:1.26rem;margin-bottom:9px}.steps p{font-size:.9rem}.security-band{background:var(--blue);color:#fff;border-radius:26px;padding:50px 55px;display:grid;grid-template-columns:60px 1fr auto;align-items:center;gap:25px}.security-band>.icon{width:54px;height:54px;stroke-width:1.2}.security-band h2{font-size:2rem}.security-band p{color:#e1e9ff;font-size:.93rem;margin-top:11px;max-width:620px}.security-band .btn{white-space:nowrap}.faq-layout{display:grid;grid-template-columns:.7fr 1.2fr;gap:100px}.faq-intro>p{margin-top:22px}.faq-intro .text-link{margin-top:27px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list details:first-child{border-top:1px solid var(--line)}.faq-list summary{cursor:pointer;list-style:none;font-size:.97rem;font-weight:600;padding:23px 32px 23px 0;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";position:absolute;right:3px;top:16px;font-size:1.5rem;font-weight:400;color:var(--blue)}.faq-list details[open] summary:after{content:"−"}.faq-list details p{font-size:.9rem;padding:0 30px 24px 0}.faq-list details a{color:var(--blue);text-decoration:underline}.contact-strip{background:#edf2ff;border-radius:26px;padding:52px 60px;display:flex;justify-content:space-between;align-items:center;gap:40px}.contact-strip h2{font-size:2.4rem;max-width:650px}.contact-strip p{margin-top:14px;font-size:.94rem}.contact-strip .btn{white-space:nowrap}.site-footer{margin-top:90px;background:var(--dark);color:#fff;padding:60px 0 25px}.footer-main{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.15fr;gap:40px}.footer-brand .brand{width:178px;margin-left:-9px}.footer-brand p{color:#aebbd0;font-size:.83rem;margin-top:18px;max-width:220px}.footer-main h2{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:20px;color:#8393b1}.footer-main ul{list-style:none;padding:0;margin:0}.footer-main li{font-size:.79rem;margin:0 0 10px;color:#c1cce0}.footer-main a:hover{color:#a4bcff}.footer-main p{font-size:.78rem;color:#c1cce0}.social-links{display:flex;gap:12px;margin-top:21px}.social-links a{border:1px solid #2b354a;border-radius:50%;width:32px;height:32px;display:grid;place-items:center;color:#e5edff}.social-links .icon{width:15px;height:15px}.footer-legal{border-top:1px solid #252e40;margin-top:43px;padding-top:25px;color:#93a3be;font-size:.69rem;line-height:1.8}.footer-legal p{color:inherit;max-width:none}.footer-bottom{display:flex;justify-content:space-between;gap:25px;margin-top:20px;align-items:center;font-size:.68rem;color:#8d9bb3}.footer-bottom>div{display:flex;gap:19px;align-items:center}.content-status{font-size:.62rem;color:#8d9bb3;max-width:600px}.content-status button{border:0;background:none;text-decoration:underline;color:#a8bdf0;font:inherit;padding:0 0 0 8px}.page-hero{background:var(--paper);padding:58px 0 65px;border-bottom:1px solid #e6ebf5}.breadcrumbs{display:flex;gap:9px;align-items:center;font-size:.72rem;color:#65738d;margin-bottom:29px;flex-wrap:wrap}.breadcrumbs a{color:var(--blue)}.page-hero h1{font-size:clamp(2.7rem,4.7vw,4rem);max-width:850px}.page-hero .lead{margin-top:23px;max-width:760px;font-size:1.06rem}.page-hero .hero-actions{margin-top:28px}.article-layout{display:grid;grid-template-columns:1fr 300px;gap:85px;align-items:start}.article-body{font-size:.98rem}.article-body h2{font-size:2rem;margin:0 0 24px;letter-spacing:-.035em}.article-body h2:not(:first-child){margin-top:49px}.article-body h3{font-size:1.3rem;margin:28px 0 14px}.article-body a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.article-body ul{color:var(--muted);margin:20px 0}.article-body .callout{border-left:3px solid var(--blue);background:var(--paper);padding:22px 25px;margin:30px 0;color:#40536f}.article-body .callout strong{color:var(--ink)}.article-aside{border-top:3px solid var(--blue);padding:25px;background:var(--paper);position:sticky;top:120px;border-radius:0 0 16px 16px}.article-aside h2{font-size:1.3rem;margin-bottom:14px;letter-spacing:-.03em}.article-aside p{font-size:.82rem}.article-aside .btn{font-size:.8rem;width:100%;margin-top:24px;padding:13px}.aside-links{margin-top:24px;padding-top:20px;border-top:1px solid var(--line);display:grid;gap:13px;font-size:.8rem}.source-note{font-size:.74rem!important;background:#f4f6fb;padding:20px;border-radius:12px;margin-top:40px!important}.page-contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin-bottom:60px}.contact-block{padding:30px;border:1px solid var(--line);border-radius:18px}.contact-block .icon{color:var(--blue);margin-bottom:18px}.contact-block h2{font-size:1.5rem}.contact-block p{margin-top:13px;font-size:.9rem}.contact-block .text-link{margin-top:20px}.address-block{background:var(--paper);padding:35px;border-radius:18px}.address-block h2{font-size:1.5rem;margin-bottom:15px}.address-block p{font-size:.9rem}.legal-copy{white-space:pre-line}.legal-date{font-size:.78rem;margin-bottom:30px}.wide-copy{max-width:820px}.big-faq{max-width:850px;margin:auto}.empty-page{text-align:center;padding:100px 20px}.empty-page .error-code{font-size:5rem;letter-spacing:-.05em;color:var(--blue);line-height:1;margin-bottom:25px}.empty-page h1{font-size:2.6rem;margin-bottom:20px}.empty-page p{max-width:500px;margin:0 auto 30px}.no-js{background:#eef3ff;color:#35476b;padding:12px 20px;text-align:center;font-size:.8rem}.compact-top{padding-top:0}.margin-info{font-size:.73rem;background:#f5f7fc;border-radius:7px;padding:11px 13px;margin-top:18px}.prefooter{padding-bottom:0}
@media(min-width:1500px){.hero-art{height:610px}.theo{height:590px;width:460px}.hero{padding-top:85px}}
@media(max-width:1100px){.container{width:calc(100% - 56px)}.navigation{gap:20px}.header-inner{gap:20px}.brand{width:165px}.hero-grid{gap:20px}.hero h1{font-size:3.7rem}.hero-art{height:535px}.theo{height:510px}.hero-actions{gap:18px}.calculator-layout{gap:50px}.process-layout,.faq-layout{gap:60px}.security-band{padding:35px;grid-template-columns:45px 1fr}.security-band .btn{grid-column:2;justify-self:start}.footer-main{gap:28px}.contact-strip{padding:40px}.contact-strip h2{font-size:2rem}.article-layout{gap:45px;grid-template-columns:1fr 270px}}
@media(max-width:850px){.container{width:calc(100% - 40px)}.header-inner{height:76px}.navigation{gap:15px;font-size:.78rem}.navigation .nav-cta{padding:9px 13px;font-size:.76rem}.brand{width:150px}.hero{padding-top:52px}.hero-grid{grid-template-columns:1.05fr 1fr;gap:15px}.hero h1{font-size:3rem}.hero-copy .lead{font-size:.95rem}.hero-actions{flex-wrap:wrap;gap:16px;margin-top:25px}.hero-art{height:495px}.theo{height:455px;max-width:100%}.art-note{left:0;padding:12px;bottom:38px;gap:8px}.art-note .icon-wrap{padding:8px}.art-note strong{font-size:.73rem}.art-note p{font-size:.62rem}.hero-tail{gap:15px}.benefit{font-size:.75rem;gap:8px;align-items:flex-start}.benefit .icon{width:18px}.section{padding:75px 0}.section-heading{gap:30px;margin-bottom:35px}.section-heading>p{font-size:.87rem}.product-item{gap:16px;padding:28px 25px 28px 0;grid-template-columns:40px 1fr}.product-item:nth-child(even){padding-left:25px}.product-item .product-symbol{height:40px;width:40px}.product-item h3{font-size:1.3rem}.product-item p{font-size:.83rem}.calculator-layout{gap:35px;grid-template-columns:.8fr 1fr}.calculator-card{padding:25px}.calculator-intro h2{font-size:2.5rem}.calculator-intro p{font-size:.9rem}.form-grid{gap:15px}.field label{font-size:.7rem}.field input,.field select{font-size:.84rem}.process-layout,.faq-layout{grid-template-columns:.85fr 1.2fr;gap:40px}.footer-main{grid-template-columns:1fr 1fr;gap:40px}.article-layout{grid-template-columns:1fr;gap:40px}.article-aside{position:static;max-width:500px}.contact-strip{align-items:flex-start;flex-direction:column;gap:25px}.page-hero{padding:42px 0 50px}.page-hero h1{font-size:3rem}.page-hero .lead{font-size:1rem}}
@media(max-width:700px){html{scroll-padding-top:88px}.container{width:calc(100% - 40px)}.header-inner{height:72px}.brand{width:164px}.brand img{height:45px}.menu-button{display:block}.navigation{display:none;position:absolute;top:72px;left:0;right:0;padding:18px 20px 25px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 15px 25px #111a3410;align-items:stretch;gap:0;flex-direction:column;font-size:.95rem}.navigation.open{display:flex}.navigation>a{padding:13px 0}.navigation .nav-cta{margin:12px 0 0;min-height:49px;font-size:.88rem}.hero{padding-top:40px}.hero-grid{grid-template-columns:1fr;gap:0}.hero h1{font-size:clamp(2.9rem,11vw,4.2rem);letter-spacing:-.055em;max-width:540px}.hero .eyebrow{font-size:.65rem;margin-bottom:20px}.hero-copy{padding-bottom:25px}.hero-copy .lead{font-size:1rem;line-height:1.75;margin-top:21px;max-width:490px}.hero-actions{gap:22px;margin-top:27px;flex-wrap:nowrap}.hero-actions .btn{padding:13px 20px;font-size:.86rem}.hero-actions .text-link{font-size:.83rem;gap:7px}.hero-copy .micro{font-size:.7rem;margin-top:18px}.hero-art{height:415px;margin:5px auto 0;width:100%;max-width:450px}.hero-arch{inset:12px 8px 0 35px;border-radius:220px 220px 14px 14px}.theo{height:407px;width:330px;max-width:90%}.hero-arch:before{inset:45px -140px -200px 65px;border-width:70px}.art-note{left:4px;bottom:31px;padding:13px 16px;gap:11px}.art-note strong{font-size:.8rem}.art-note p{font-size:.67rem}.theo-label{right:18px;bottom:5px;font-size:.52rem}.hero-tail{grid-template-columns:1fr;padding:23px 0;gap:16px}.benefit{align-items:center;font-size:.83rem}.benefit .icon{width:20px;height:20px}.section{padding:62px 0}.section-heading{display:block;margin-bottom:30px}.section-heading>p{margin-top:21px;max-width:480px;font-size:.95rem}h2{font-size:2.35rem}.eyebrow{font-size:.67rem;margin-bottom:18px}.product-grid{grid-template-columns:1fr}.product-item,.product-item:nth-child(even){border-left:0;padding:26px 0;grid-template-columns:42px 1fr;gap:18px}.product-item .product-symbol{width:42px;height:42px}.product-item h3{font-size:1.42rem}.product-item p{font-size:.9rem;min-height:0}.product-item .text-link{font-size:.85rem;margin-top:17px}.product-kicker{font-size:.61rem}.calculator-layout{grid-template-columns:1fr;gap:30px}.calculator-intro h2{max-width:450px;font-size:2.4rem}.calculator-intro p{margin-top:20px;max-width:none;font-size:.94rem}.calculator-intro .privacy-note{margin-top:22px;max-width:none;font-size:.76rem}.calculator-card{padding:25px 21px;border-radius:17px}.calculator-card h3{font-size:1.3rem}.field label{font-size:.75rem}.field input,.field select{font-size:.88rem;min-height:48px}.form-grid{gap:18px 13px}.calculator-card .calc-notice{font-size:.7rem}.result output{font-size:2.4rem}.process-layout,.faq-layout{grid-template-columns:1fr;gap:34px}.process-intro p{font-size:.95rem;max-width:none;margin-top:20px}.steps li{grid-template-columns:35px 1fr;gap:15px;padding-bottom:23px;margin-bottom:23px}.steps p{font-size:.88rem}.security-band{padding:30px 25px;grid-template-columns:1fr;gap:20px;border-radius:18px}.security-band>.icon{width:43px;height:43px}.security-band h2{font-size:1.8rem}.security-band p{font-size:.87rem}.security-band .btn{grid-column:1;font-size:.84rem;margin-top:3px}.faq-intro>p{font-size:.95rem;margin-top:18px}.faq-intro .text-link{font-size:.86rem;margin-top:20px}.faq-list summary{font-size:.91rem;padding:21px 29px 21px 0;line-height:1.5}.faq-list details p{font-size:.87rem}.contact-strip{padding:31px 25px;border-radius:18px;gap:24px}.contact-strip h2{font-size:1.95rem}.contact-strip p{font-size:.88rem}.contact-strip .btn{font-size:.86rem}.prefooter{padding-bottom:0}.site-footer{margin-top:60px;padding-top:43px}.footer-main{grid-template-columns:1fr 1fr;gap:35px 20px}.footer-brand{grid-column:1/-1}.footer-brand p{max-width:300px;margin-top:10px}.footer-main>div:last-child{grid-column:1/-1}.footer-main h2{font-size:.66rem;margin-bottom:16px}.footer-main li,.footer-main p{font-size:.77rem}.footer-legal{margin-top:30px;font-size:.65rem}.footer-bottom{align-items:flex-start;flex-direction:column;gap:13px;font-size:.65rem}.footer-bottom>div{flex-wrap:wrap}.content-status{font-size:.62rem;line-height:1.6}.page-hero{padding:31px 0 41px}.breadcrumbs{font-size:.65rem;gap:7px;margin-bottom:25px}.page-hero h1{font-size:2.7rem}.page-hero .lead{font-size:.96rem;line-height:1.75;margin-top:21px}.page-hero .hero-actions{flex-wrap:wrap}.article-body h2{font-size:1.8rem;margin-bottom:20px}.article-body{font-size:.94rem}.article-body h2:not(:first-child){margin-top:37px}.article-body .callout{padding:19px 21px}.article-aside{padding:24px}.page-contact-grid{grid-template-columns:1fr;gap:20px;margin-bottom:35px}.contact-block{padding:25px}.address-block{padding:26px}.empty-page{padding:65px 0}.empty-page h1{font-size:2.15rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

@media(max-width:700px){.no-js .menu-button{display:none}.no-js .header-inner{height:auto;min-height:72px;flex-wrap:wrap;padding:12px 0;gap:10px}.no-js .navigation{display:flex;position:static;width:100%;flex-direction:row;flex-wrap:wrap;box-shadow:none;border:0;padding:0;gap:15px;font-size:.76rem}.no-js .navigation>a{padding:5px 0}.no-js .navigation .nav-cta{display:none}}
button:disabled{cursor:not-allowed;opacity:.55}
.no-js .content-status{display:none}

/* Native dark surfaces keep the cobalt identity and readable text at every size. */
body{background:var(--dark);color:var(--ink)}
html.no-js{background:var(--dark);color:var(--ink);padding:0;text-align:initial;font-size:16px}
h1,h2,h3{color:var(--ink)}
a:hover{color:#c1d1ff}
::selection{background:#355cb2;color:#fff}
:focus-visible{outline-color:#adc5ff}
.eyebrow,.text-link,.navigation a[aria-current=page],.hero h1 span,
.micro .icon,.benefit .icon,.steps li:before,.faq-list summary:after,
.faq-list details a,.breadcrumbs a,.article-body a,.contact-block .icon,
.calculator-method a,.empty-page .error-code{color:var(--accent)}
.site-header{background:rgba(7,11,20,.97);border-bottom-color:var(--line)}
.navigation,.menu-button{color:var(--ink)}
.menu-button:hover{background:var(--surface-raised);border-radius:8px}
.btn,.btn:hover{color:#fff}
.btn.secondary,.btn.light{background:var(--surface-raised);color:var(--ink);border-color:#40516d}
.btn.secondary:hover,.btn.light:hover{background:#1c2d4b;border-color:var(--accent);color:#fff}
.btn.light{background:#101a30;border-color:#688bff}
.hero-arch{background:#111f3a;border-color:#2b4271}
.hero-arch:after{border-color:#8baaff55}
.art-note{background:#111b2c;border-color:#304262;box-shadow:0 16px 40px #0005;color:var(--ink)}
.art-note .icon-wrap,.product-item .product-symbol{background:#1a2b4d;color:#b6ccff}
.art-note p,.theo-label{color:#c2cfe5}
.hero-tail{background:var(--dark)}
.product-grid,.product-item,.product-item:nth-child(even){border-color:var(--line)}
.product-kicker{color:#b2c2dd}
.calculator-section{background:#090f1b;color:var(--ink);border-block:1px solid #1f2e47}
.calculator-intro p,.calculator-intro .privacy-note{color:#b8c6de}
.calculator-card{background:var(--surface);color:var(--ink);border:1px solid #31415e;box-shadow:0 22px 65px #0003}
.field input,.field select{background:#0b1220;color:var(--ink);border-color:var(--control-line)}
.field input::placeholder{color:#98a9c3;opacity:1}
.field input[readonly]{background:#17233a;color:#c5d5f1;border-color:#40516d}
.field .hint{color:#acbad1}
.field input[aria-invalid=true]{border-color:#ffb4ab}
.error{color:#ffb4ab}
.margin-info,.result .result-warning{background:#192845;color:#c6d8ff;border:1px solid #314667}
.result output{color:#adc5ff}
.result dd{color:var(--ink)}
.calculator-method summary{color:#c3d0e6}
.security-band{background:#1739a8;border:1px solid #4168df}
.security-band h2,.security-band>.icon{color:#fff}
.security-band p{color:#e4ebff}
.contact-strip{background:#11203a;border:1px solid #2d4267}
.site-footer{background:#050910;border-top:1px solid var(--line)}
.footer-main h2{color:#aebed9}
.footer-main li,.footer-main p,.footer-brand p{color:#c1cde2}
.footer-legal{border-color:var(--line);color:#a8b8d1}
.footer-bottom,.content-status{color:#a7b7d0}
.social-links a{border-color:#3a4b69;background:#0c1423;color:#e5edff}
.social-links a:hover{background:#1b2e50;border-color:#93afff;color:#fff}
.page-hero{background:var(--surface);border-bottom-color:var(--line)}
.breadcrumbs{color:#b0bfd8}
.article-body .callout{background:#12203a;color:#c6d5ec;border-left-color:#6d94ff}
.article-body .callout strong{color:#eef3ff}
.article-aside,.address-block{background:var(--surface);border-color:#557eec}
.source-note{background:#111e33;border:1px solid var(--line);color:#bbcae2}
.contact-block{background:var(--surface);border-color:#31415e}
noscript .no-js{background:#132039;color:#c9d8f2}
@media(max-width:700px){.navigation{background:#0c1423;border-color:var(--line);box-shadow:0 18px 30px #0005}.no-js .navigation{background:transparent}.hero-actions{flex-wrap:wrap;gap:17px 22px}}
